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Credit Report and Scores (2023-2024) (1 Hour)

4.93
(293)
4MeCE
5 Lessons
1 year
2071 Students
9.99
Take this Course
9.99
Take this Course
Course Details

Credit Report and Scores (2023-2024) (1 Hour)

4MeCE
5 Lessons
1 Quiz
Certificate
4.93
(293)
2071 Students
1 year
Current Status
Not Enrolled
Price
9.99
Get Started
Take this Course

Credit Report and Scores TREC Approved Elective Continuing Education Course

Credit Hours: 1

Course Title: Credit Scores and Reports

Course Number: 40879

Course Description: Understand what your credit report details, what information is contained in your report, who use that information and how. What Credit Scores are,  the new UltraFICO Credit Score, Fair and Accurate Credit Transaction Act of 2003 and so much more…

  • Please note the following regarding your 4MeCE.com course Credit Report and Scores:
  • The course material is presented in online “lessons,” which are the learning units of the course. After clicking “Begin Course” below, you will be taken to the Table of Contents, where you will click on the first “lesson” of the course. Other lessons in the Table of Contents will not be available until you have gone through the first lesson
  • Once in a lesson, click the Next button on each screen to progress through the material.
  • The State of Texas https://www.trec.texas.gov has mandated the rules for taking this course and/or exam. In particular:
  • This is an interactive course.
  • There are no printed materials.
  • There is a final exam.
  • Approximately once per hour, you will be required to re-authenticate.
  • After completing the course and passing the final exam, you will be awarded credit for the course.
  • All active brokers and sales agents are required to take 18 hours of approved continuing education (CE) prior to license renewal every two years.  Eight hours of this CE must include 4 hours in TREC Legal Update 1 and 4 hours in TREC Legal Update 2. These courses provide information concerning recent updates and changes to laws, regulations, legal definitions, ethics of practice and forms as they apply to real estate in Texas.
  • If you need assistance viewing these courses, or have questions about the course material, email us at support@4mece.com or https://4mece.com/contact-us/

Ratings and Reviews

4.9
Avg. Rating
293 Ratings
5
273
4
20
3
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2
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1
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JOE
Posted 6 months ago
CREDIT SCORES

Provided great background and source information about all types of credit reporting

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Rob Elmore
Posted 10 months ago
Clue Reports

Great to know the importance of these.

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Lori Johnson
Posted 1 year ago
Accurate credit reporting

Interesting, brief background on credit reporting.

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Lynn Roberts
Posted 1 year ago
Expected some audio. My fault.

Strictly text. Pretty boring. Wish I had not bought all my CE for this licensing period here.

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Jerry Niederheiser
Posted 1 year ago
This course is very informative and user-friendly

I liked the updates on recent changes and laws regarding credit reporting, and the processes for individual disputes on credit reports.

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Marvin Phillips
Posted 1 year ago
How a credit score is determined

Important to understand how lenders use the credit report

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JOE GARCIA
Posted 1 year ago
The Credit Report and Scores is a great course. It is very informative.

Being aware of the way credit scores are gathered is very useful to maintain good credit.

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Lisbeth Maldonado
Posted 1 year ago
Very informative courses

Very informative courses and up to date.

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Christina Reams
Posted 1 year ago
Good course

Informative and relevant.

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Jerry Conn
Posted 1 year ago
A good course

It was informative and helpful.

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Disclaimer:

The content provided on this platform is intended for informational purposes only and should not be considered professional legal advice. If you have questions regarding specific legal procedures or policies, please contact TREC or your personal attorney to obtain professional legal counsel.

Industry Links:

  • Mortgage Bankers Association
  • National Association of Mortgage Brokers
  • National Association of Professional Mortgage Women
  • National Association of REALTORS®

Industry Links:

  • Nationwide Mortgage Licensing System and Registry
  • Texas Real Estate Commission
  • Texas Department of Savings and Mortgage Lending
  • Women’s Counsel of REALTORS®

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(Central Time) TREC CE Provider #10197